Whether you’re looking to secure your dream home, lower your monthly payments, or set yourself up for long term financial success, your mortgage win is number one.
Zach Havens is a London-based mortgage agent serving clients across the country. Over the last several years, he has firmly established himself as one of Canada’s top authorities when it comes to home financing options, ranking in the top 10% of Dominion Lending agents nationwide. With dozens of 5-star Google reviews and a long list of satisfied clients, it’s plain to see not only the expertise but also the care that Zach brings to every one that he serves.
Zach Havens Mortgages is a part of the DLCG group of companies, a publicly traded company that originates more loans than any other bank, trust company, or credit union in Canada. His lender access is unmatched.
If you’re looking for a mortgage professional who is able to take the time to walk with you along your mortgage journey, then look no further.
Send him a note today.
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Testimonials
Shawn Brus
Jan 30 2026
Zach was amazing to work with and extremely professional. He very intentionally met my specific needs. He showed a high level of intelligence and understanding, with none of my questions going unanswered. He was easy to reach by email/phone as needed. I have worked with a few mortgage brokers in my life but Zach has been the best!
Maria Siabato
Jan 12 2026
Zach was incredibly kind and responsive during our home buying process! He always answered our questions in a clear and digestible manner, and was always checking in even after our closing date. Thank you for your help and kindness Zach, we appreciate you!
Nicole Cake
Jan 6 2026
Zach is a friendly and competent mortgage agent who communicates clearly and brings comfort to the process for his clients. He is positive, upbeat, and light-hearted, a true pleasure to connect and collaborate with!
Brayden Jackowski
Dec 17 2025
As a first time home buyer, Zach was absolutely amazing at helping my wife and I navigate buying our house and all of the financials surrounding it. His enthusiasm, energy, and knowledge help to ease any concerns we had. He answered all of our questions, run a variety of scenarios, and was more than willing to jump on a call at any time I asked. I could not recommend him enough!
Thanks again for all your help!
Rachel Larmer
Dec 10 2025
Zach was amazing to work with. Really appreciated his attention to the details, answering my questions not just quickly but thoroughly. 10/10 would recommend!
Levi Lebel
Dec 3 2025
Zach was amazing to work with, battled to find us the lowest rate he could, his communication was amazing, and he always answered questions clearly, and quickly! I will definitely be recommending him to others!
Josiah Gillespie
Nov 28 2025
We recently refinanced our mortgage with Zach’s assistance and couldn’t be happier with the service he provided. He was always quick to answer questions and was detailed in his approach. Will definitely recommend him to friends!
John McDonald
Nov 27 2025
We had an amazing experience renewing our mortgage with Zach. It’s great having someone in your corner you can talk with openly. He helped us understand our options, the opportunities in front of us, and the language around it all. Zach's advice helped us negotiate a better rate with our current bank, shaving years off our mortgage and giving our family real peace. Highly recommend!
Ross Mackenzie
Nov 19 2025
Zach was incredibly informative when it came to mortgages and the entire process. He was always quick to respond easy to work with.
Parker Sweet-Boulay
Oct 15 2025
As first time home buyers with limited knowledge on buying a home and getting a mortgage, my wife and I cannot say enough good things about Zach. He always advocated for our interests and goals, he was always quick to respond to texts and emails, and he equipped us with knowledge and tools that we'll carry forward with us into the rest of our homeownership. Even after sorting our mortgage, knowing that Zach remains a text/email away for questions and mortgage help is a huge comfort. We cannot recommend him highly enough. Thanks again Zach!
Shawn Brus
Jan 30 2026
Zach was amazing to work with and extremely professional. He very intentionally met my specific needs. He showed a high level of intelligence and understanding, with none of my questions going unanswered. He was easy to reach by email/phone as needed. I have worked with a few mortgage brokers in my life but Zach has been the best!