There are generally two ways to get a mortgage in Canada: From a bank or from a licensed mortgage professional. ​ While a bank only offers the products from their particular institution, licensed mortgage professionals send millions of dollars in mortgage business each year to Canada’s largest banks, credit unions, trust companies, and financial institutions; offering our clients more choice, and access to hundreds of mortgage products! As a result, our clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs. Mortgage professionals work for you, and not the banks; therefore, we work in your best interest. From the first consultation to the signing of your mortgage, our services are free. A fee is only charged for the most challenging credit solutions, and it's especially under those circumstances that a mortgage professional can do for you what your bank cannot.